Terms & Conditions

1. Acceptance of Terms

By accessing and using LoanWise's website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use of Services

Our services are subject to the following terms:

• You must be at least 18 years old to use our services
• You must provide accurate and complete information
• You are responsible for maintaining the confidentiality of your account
• You agree not to use the service for any unlawful purpose
• You will not attempt to gain unauthorized access to our systems

3. Loan Application Process

When applying for a loan through LoanWise:

• All information provided must be accurate and truthful
• Loan approval is subject to credit verification and eligibility criteria
• Interest rates and terms may vary based on creditworthiness
• We reserve the right to reject any application without providing reasons
• Processing fees, if applicable, are non-refundable

4. Repayment Terms

Borrowers agree to repay the loan amount along with applicable interest and charges as per the agreed schedule. Failure to make timely payments may result in penalties, additional charges, and negative impact on credit score. Late payment fees and other charges will be as per the loan agreement.

5. Intellectual Property

The content, organization, graphics, design, compilation, and other matters related to the LoanWise website are protected under applicable copyrights, trademarks and other proprietary rights. Copying, redistribution, use or publication of any such matters or any part of the site is prohibited.

6. Limitation of Liability

LoanWise shall not be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the services.

7. Modifications to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new Terms and Conditions on this page. Your continued use of the service after such modifications constitutes your acknowledgment and acceptance of the modified terms.

8. Governing Law

These terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in Mumbai, India.

9. Contact Information

If you have any questions about these Terms and Conditions, please contact us: